Ingredients

• 3/4 cup dried pinto beans
• 3/4 cup dried garbanzo beans (chickpeas)
• 3/4 cup dried black beans
• 6 cups water
• 1 pound roma tomatoes, chopped small
• 1 yellow onion, chopped small
• 6 garlic cloves, peeled and chopped small
• 3 TBSP paprika
• 2 tsp ground cumin
• 2 tsp dried oregano
• 1/2 tsp cayenne pepper
• salt & pepper
• 6 ounces sharp cheddar cheese, shredded
• 1 avocado, peeled and diced
• 2 jalapenos, thinly sliced